Home Loan Calculator
Deposit Savings Calculator
Work out how much you need to save for a home-loan deposit and see how long it will take to reach your goal.
Start CalculatingDeposit Savings Calculator FAQs
A few quick answers before you take the next step.
What does a deposit savings calculator show?
It estimates how much you need to save for a deposit and how long it will take based on your current savings, monthly contribution, and expected interest rate.
How much deposit do I need for a home?
Typically you need at least 10% of the property value as a deposit, though a larger deposit can reduce your monthly repayments and improve your loan terms.
Can I use my existing savings towards the deposit?
Yes. Your current savings balance can be combined with your regular monthly contributions to help you reach your target faster.
What should I do after calculating my deposit goal?
Speak to us about structuring your savings plan and getting prequalified so you know exactly what you can shop for with confidence.